Tag: comparehealthinsuranceplans

  • Before You Accept Your 2027 Group Health Insurance Renewal: A Georgia Small-Business Renewal Stress Test

    What Georgia Employers—and Their Employees—Should Compare Before Renewing Group Health Insurance Every year, thousands of Georgia small-business owners receive a familiar email or renewal packet from their health insurance company. Your group health insurance plan is renewing. The premium has changed. The employee rates have changed. Sometimes the deductible, copays, prescription coverage, or provider network…

  • Georgia SHOP Health Insurance in 2026: When the Small Business Tax Credit Can Make Group Health Insurance Worth Another Look

    A Guide for Georgia Small-Business Owners and Their Employees For many Georgia small businesses, providing health insurance presents a frustrating financial problem. Employers want to offer competitive benefits. Employees want affordable coverage with access to their doctors and hospitals. But the cost of traditional group health insurance can make it difficult for a small company…

  • Cigna Is Leaving the Georgia Access Individual Health Insurance Market

    What Georgia Policyholders Should Know for 2027 Georgia’s individual health-insurance market is preparing for a significant change. Cigna has announced that it will leave the Affordable Care Act individual exchange business after the 2026 plan year, including the Georgia market. For Georgians currently enrolled in a Cigna individual or family plan, that means new coverage…

  • The Cheapest Georgia Access Plan Could Cost You More

    As Georgia health-insurance premiums rise, many individuals and families are making an understandable decision: searching for the Georgia Access plan with the lowest monthly premium. That often leads consumers toward Bronze plans. A Bronze plan can be an excellent choice for a healthy household that wants lower premiums and can comfortably manage a higher deductible.…

  • Georgia Health Insurance Premiums Could Rise Again in 2027

    Georgia families may face another challenging health-insurance renewal season. After substantial changes to individual health-insurance costs in 2026, preliminary insurer filings suggest that premiums for plans offered through Georgia Access could rise significantly again for Plan Year 2027. An analysis of Georgia’s preliminary filings estimates that individual-market insurers are requesting a weighted-average premium increase of…

  • GA Access vs Obamacare: What’s the Difference?

    If you’ve searched for health insurance in Georgia recently, you’ve probably heard both GA Access and Obamacare used interchangeably. However, they are not exactly the same thing. For Georgia families, employees, and employers, understanding the distinction can help you avoid enrollment mistakes, maximize tax credits, and determine whether an individual marketplace plan or employer-sponsored health…

  • 2026 Health Coverage Reporting Updates for Georgia Access Clients

    As we move into the 2026 tax year, it’s important for individuals and employers to understand key reporting requirements related to health coverage and IRS Form 1095. These forms provide proof of health insurance coverage and are often needed when filing federal tax returns. 📌 What is Form 1095? IRS Form 1095 comes in a…

  • The Best Retirement & Health Insurance Plans for Small Businesses with 2–5 Employees

    Comparing S-Corps vs C-Corps, Tax Implications, and Real-World Examples Introduction For small businesses with 2–5 employees, selecting the right retirement plan and group health insurance is a strategic decision that directly impacts: The “best” choice isn’t one-size-fits-all — it depends heavily on business structure (S-Corp vs C-Corp), profitability, and the age/compensation profile of the employees.…