1. Retirement Income Gap FinderFind out whether projected income appears ahead, behind, or close.Open

What best describes the household?

Still saving for retirement Within 5 years of retirement Already retired Business owner planning exit

Enter estimated annual numbers

Annual Spending Need

Annual Social Security / Pension

Investable Assets

Withdrawal Rate %

2. Roth Conversion FinderEstimate whether a Roth conversion deserves a closer tax review.Open

Why are you considering a Roth conversion?

Reduce future taxable RMDs Leave tax-flexible assets to heirs Temporary low-income year Not sure yet

Enter conversion assumptions

Conversion Amount

Estimated Tax Rate %

Years Invested

Annual Growth %

3. Medicare IRMAA FinderEstimate Medicare Part B and Part D IRMAA.Open

Inputs

Filing Status

MAGI

Results

This estimates monthly and annual Medicare Part B and Part D IRMAA using simplified bracket logic for planning.

4. Cash Balance Plan FinderIdentify whether a higher-deduction retirement plan may fit.Open

What is the owner’s main goal?

Reduce current taxable income Catch up aggressively for retirement Improve benefits for employees Explore options

Enter owner assumptions

Owner Age

Owner Income

Estimated Tax Rate %

Employees?

5. ICHRA vs. Group Plan FinderCompare whether ICHRA may reduce employer health plan cost.Open

What problem are you trying to solve?

High renewal increase Control employer budget Give employees more choice Offer benefits for the first time

Enter plan assumptions

Employees

Monthly Group Premium / Employee

Employer Paid %

Monthly ICHRA Allowance

6. GA Access Cost FinderEstimate annual GA Access plan exposure using detailed service-cost inputs.Open

Inputs

Monthly GA Access Premium

Annual Deductible

Primary Care Visits / Year

Primary Care Copay

Specialist Visits / Year

Specialist Copay

Urgent Care Visits / Year

Urgent Care Copay

ER Visits / Year

ER Copay / Charge

Lab Tests / Year

Lab Test Cost

Radiology Tests / Year

Radiology Cost

Hospital Event Allowed Cost

Hospital Days

Ambulance Charge

GA Access OOP Max

Results

This model estimates annual premium plus service exposure, capped by the GA Access out-of-pocket maximum when applicable.

7. Indemnity Plan Fit FinderCompare Allstate Health Access style fixed benefits against GA Access exposure.Open

Inputs

Allstate Health Access Plan

Routine Office Visits / Year

Urgent Care Visits / Year

Lab Tests / Year

Radiology Tests / Year

Routine Provider Charges

Hospital Event Allowed Cost

Hospital Days

Ambulance Charge

ER Charge

GA Access OOP Max

Premium Difference / Year

Results

Allstate Health Access is modeled as a fixed-benefit indemnity plan. Choose Metal Gap, Core, Plus, or Guaranteed Issue. The selected plan drives office, urgent care, lab, radiology, hospital admission, confinement, practitioner, ambulance, and ER benefits. DME has been removed.

8. Benefits Savings FinderEstimate whether renewal, design, or vendor changes may save money.Open

What is the benefits pain point?

Renewal increase Hard to calculate true spend Need better recruiting / retention Cash flow pressure

Enter annual benefits assumptions

Current Annual Benefits Spend

Expected Renewal Increase %

Target Savings %

Employee Count

9. Retirement Plan FinderIdentify likely retirement plan options for a business owner.Open

Employees other than owner/spouse?

No employees Yes, I have employees

What is the contribution goal?

Under $10k $10k–$50k $50k+ Maximum tax-deductible contribution

How complex can the plan be?

Keep it simple Flexible is okay Advanced design is acceptable Not sure yet

Financial Tools for Estate Planning Wealth Management & Atlanta Small Business Owners

Request a Calculator Review

What best describes the household?

Enter estimated annual numbers

Why are you considering a Roth conversion?

Enter conversion assumptions

Inputs

Results

What is the owner’s main goal?

Enter owner assumptions

What problem are you trying to solve?

Enter plan assumptions

Inputs

Results

Inputs

Results

What is the benefits pain point?

Enter annual benefits assumptions

Employees other than owner/spouse?

What is the contribution goal?

How complex can the plan be?

Achieve excellent financial results and goals.